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Housing and Living Independently

1. Transitions  2. Housing Options 3. Housing Adaptations     2. Types of Housing People with learning disabilities have a right to make choices about where they live, and who they live with.  There are different types of housing options available.  You may need extra…

Housing Benefit

1. Child Tax Credit 2. Housing Benefit 3. Income Support 4. Jobseekers Allowance (JSA) 5. Employment and Support Allowance (ESA) 6. Working Tax Credits 7. Universal Credit 8. Benefit Cap 2. Housing Benefit You can no longer apply for housing benefit, this has been replaced…

Housing Buying to Let

1. Housing 2. Buy to Let 2. Buy to Let   Buy-to-let (BTL) mortgages are for landlords who buy property to rent it out. They are very similar to ordinary mortages but have a number of differences: Risk is higher You may need to earn…

Housing Freehold

1. Housing 2. Freehold 2. Freehold   If you are a freeholder of a property that means you own it outright including the land that it is built on. You are responsible for maintaining your property and land.   Leasehold Property You only own a…

Housing Housing Benefit

1. Housing 2. Housing Benefit 2. Housing Benefit   Housing Benefit is money that you can get to support you with your rent. There is no set amount of money that you will receive, and what you get will depend upon whether you are privately…

Housing Rent

1. Housing 2. Private Rent 2. What is Private Rent?  Once you are 18, you are legally able to sign into a private rent tenancy. By signing into a tenancy it gives you important rights but also some responsibilities. You shouldn’t feel forced or rushed into…

Housing Renting to Buy

1. Housing 2. Renting to Buy 2. Renting to Buy . Rent to buy is a scheme that makes the transition from renting to buying a home a lot easier. With rent to buy you can rent a newly built home at a reduced rate.…

Housing Shared Lives

1. Housing 2. Shared Lives 2. Shared Lives   Shared lives is the name of an arrangement where you live with a family and take part in family life. Many different people have become more independent through shared lives. Some ways that people have benefited…

Housing Shared Ownership

1. Housing 2. Shared Ownership 2. Shared Ownership   Shared Ownership is where you buy part of a property, usually between 25% and 75%. The part of the property that you don’t own, you have to pay rent on. If you buy a smaller share,…

Housing Support for Mortgage Interest

1. Housing 2. Supported for Mortgage Interest 2. Support for Mortgage Interest   If you claim these benefits then you may also be able to claim additional help called Support for Mortgage Interest (SMI).  This benefit helps to pay most of the interest on mortgage…
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