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Housing Shared Ownership

1. Housing 2. Shared Ownership

2. Shared Ownership


Shared Ownership is where you buy part of a property, usually between 25% and 75%. The part of the property that you don’t own, you have to pay rent on. If you buy a smaller share, the mortgage cost goes down, but the rent increases.

As a shared owner, you have the same rights and responsibilities as any home owner. You do not have to share the home with anyone else unless you want to do that. You simply just share ownership with the registered provider.

If you wish, later on, you are able to buy more parts of the property or even the whole property. You can also sell at any time.

Types of shared ownership's available:


Am I eligible for shared ownership?

You can buy a home through shared ownership if your household earns £80,000 a year or less and if any of the following apply:

  • You are a first time buyer
  • You used to own a home but can't afford one now
  • You are already a shared owner.

More Information

For more information on shared ownership please go to

To buy a home through a shared ownership scheme you will need to contact the Help to Buy agent for Lincolnshire.

Please note that any care and support required for supported living arrangements is determined by an assessment from Adult Social Care.  If you meet the criteria for care and support, any services provided will be subject to a financial assessment.  This will determine how much contribution you will have to make towards the cost of your care.  If you do not meet the criteria for services and support from Adult Social Care, you can make your own arrangements, and will pay full costs for your care and support.

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